Life Insurance - Orange County
Term life Insurance
Term insurance is life insurance coverage that has a specified
time period. The most common periods are 10 year term life
insurance, 15 year term life insurance, 20 year term life insurance, and
30 year term life insurance. The life insurance term period is
most often a guaranteed rate for that period of time. Term life
insurance is typically the least expensive type of life insurance.
For a free term life insurance quote click on the link to the left and
fill out the short form.
Variable Life Insurance
Variable life insurance is defined as a type of life insurance that provides
permanent protection to the beneficiary upon the death of the policy holder.
Variable life insurance is most often the most expensive type of insurance.
The reason it is more expensive is because it is a variable policy which allows
you to participate in various types of investment options within the life
insurance policy. The money, if correctly implemented, can come out
without being taxed on earnings. An attractive option is ability to often
times apply the interest earned on the investments towards the premiums, which
will in turn lower the premiums you have to pay out of pocket.
Burial Life Insurance
Burial life insurance is a life insurance policy that is typically
inexpensive and has a low death benefit amount. This is meant for final
expenses upon death of the insured. The common amount of coverage for a
burial life insurance policy is around $25,000.
Call us right now to discuss your life insurance situation and get instant quotes over the phone!
