Frequently Asked Questions
1. Is there a broker/agent fee if you help me get health
insurance?
Using MJ & Associates Insurance Services as your health insurance
agent will not cost you anything. We are contracted with all the
top carriers and they give us a small percentage out of their pockets,
not yours!
2. Do you offer the lowest quotes?
In California all health insurance prices are fixed, that means no one can
offer you a lower premium than what you will see through us. That is why
we thrive on client relationships and helping you find the best plan that fits
your needs.
3. If I apply for individual/family health insurance do I need to be
"approved"?
Yes, if you are applying for an individual health insurance plan we need to
submit an application (online/paper) and the health insurance carrier will
review your application and make a decision. This process can be as quick
as 1 day.
4. What do I do if I was declined and can not get health
insurance anywhere?
There are several options available for anyone who is declined for
individual health insurance. It is best to call our offices to discuss
your exact situation, we will be happy to help you even if we have to refer you
to somewhere else.
5. What if I have more questions?
Call Us!! We have exclusively been in the health insurance field for a
long time and have naturally become experts! Even if you are not going to
"buy" a health insurance policy through us, we really don't mind giving free
advice/feedback on your situation.
5. What does my Health Plan Cover?
Click Here to get more information about what your plan covers.
